I officially only owe 6k on my car now. I anticipate having it completely paid off by December. That would be a total of 30 months. Not too shabby.
Kelli got her a decent little used ’95 civic for 3k last weekend which she paid for in cash. She’s back to the easy life of no payments, and only liability insurance. Awesome.
Once mine is paid off, I will still be carrying full coverage obviously, but I sometimes wonder about fully insuring 15k in depreciating steel. There are definitely times I wouldn’t mind dropping back to a 4k car.